Interest Rates

Interest Rates on Deposits

Slab
Interest rates
W.E.F 01.07.2025
Senior Citizens
0.60%
30 DAYS TO BELOW 46 DAYS
3.40%
3.40%
46 DAYS TO BELOW 91 DAYS
4.15%
4.15%
91 DAYS TO BELOW 1 YEAR
5.40%
6.00%
1 YEAR TO BELOW 2 YEARS
7.40%
8.00%
2 YEARS TO BELOW 3 YEARS
7.80%
8.40%
3 YEARS TO UPTO 5 YEARS
8.05%
8.65%
ABOVE 5 YEARS TO UPTO 7 YEARS
7.90%
8.50%
ABOVE 7 YEARS
6.15%
6.75%

Bulk Deposit

Slab
Period
Interest rates
W.E.F 01.07.2025
Senior Citizens
0.60%
RS. 25 LAKHS TO BELOW 50 LAKHS
1 Year
7.55%
8.15%
RS. 50 LAKHS AND ABOVE
1 Year
7.80%
8.40%

Loan & Advances Interest Rates

S.No.
Type of Loans
Rate of Interest
1
Term Loans against Mortgage
12.5% (W.E.F 01.03.2025)
2
AVVA Housing Loans
9.5% (W.E.F 01.03.2025)
3
Jewellery Loans upto 3,50,000/-
10% (W.E.F 01.03.2025)
4
Big Jewellery Loans above from 3,50,000/- upto 5 Lakhs
10.5% (W.E.F 01.03.2025)
5
Big Jewellery Loans above 5 Lakhs
11% (W.E.F 01.03.2025)
6
OD agianst Property
11% (W.E.F 01.03.2025)
7
OD against Property (Market Yard-Commission Agents)
10% (W.E.F 01.03.2025)
8
Ware House Loans & Cold Storage Ware House Loans (Farmers)
11.5% (W.E.F 07/06/2023)
9
Ware House Loans & Cold Storage Ware House Loans (Traders)
12% (W.E.F 01.01.2025)
10
OD/Term Loans against LIC Policies
10.50% (W.E.F 01.03.2025)
11
OD against Gold 5 Lakhs & above
10.5% (W.E.F 01.03.2025)